A bequest is a gift made through your will or living trust and essentially costs you nothing during your lifetime. Plus, you can update or change it as circumstances change. If you already have a will or living trust, you can include a bequest to Reaching Souls with a simple codicil, a fancy term for addition or supplement.

If you own any publicly traded securities for more than one year, you have the option to transfer ownership to Reaching Souls. We take your securities and sell them, applying the proceeds to whatever ministry function you designate.

Donors can then claim an income tax charitable deduction based on the fair market value of the securities, avoiding capital gains tax on the securities’ appreciation.

This planned giving method is an excellent option for donors who hold highly appreciated securities for several years and do not plan to sell the stock.

This option allows you to designate Reaching Souls International as a beneficiary of your life insurance policy. When the time comes, we receive the proceeds, which are exempt from state tax.

Thus, you can provide a large gift to the mission at a relatively little cost. This planned giving method is an excellent option for donors who hold a paid-up life insurance policy, and no one needs the proceeds.

When you deed your property to Reaching Souls International, you receive an income tax charitable deduction for the value of the contribution. And, you can elect to make an outright donation of the property or use the value to fund a gift that pays you income.

This planned giving method is an excellent option for donors who face a significant capital gains tax and do not want to pass their property on to an heir. It is also a great option for tough-to-maintain properties and no-longer-wanted vacation homes.

You can make a significant gift by transferring property to Reaching Souls, such as paintings, antiques, or collectibles. In return, you receive an immediate income tax deduction and pay no capital gains on the appreciation. The ministry will sell the property and apply the proceeds for the purpose you designate.

This planned giving method is an excellent option for donors who have appreciated property and no heirs with interest in the property.

This option allows you to name Reaching Souls International as the beneficiary of a portion, or all, of your IRA, 401(k), 403(b), or another retirement account.

When the time comes, the designated amount passes to Reaching Souls and is estate tax-free.

This planned giving method is an excellent option for donors who hold a retirement plan and do not need additional income. It is ideal for those who wish to give the most heavily taxed assets to a non-profit and leave their more favorably taxed assets to their heirs.

The IRA charitable rollover allows taxpayers aged 70 1/2 or older to make tax-free charitable gifts of up to $100,000 per year directly from their individual retirement accounts. However, the funds must be directly transferred by you to Reaching Souls International and not withdrawn first.

This planned giving method is an excellent option for donors who do not need additional income and want to avoid double taxation on the minimum required distribution (MRD).